Contractors and trades
Roofing, plumbing, electrical, HVAC, masonry, carpentry, cleaning, and window work.
Call (773) 657-3860Commercial insurance · Schiller Park, Illinois
Business insurance for contractors, landlords, shops, and daycares.
You tell us what the business does. We work out what it should carry before we look at price, shop it across multiple carriers, and go through what each policy leaves out before you sign anything.
What We Insure
What kind of business do you run?
These four are most of what we write. The full list is below.
Real estate and landlords
Investment property, apartment buildings, and the units you lease out.
Call (773) 657-3860Daycare centers
Licensed childcare, preschools, and after-school programs.
Call (773) 657-3860Auto repair and body shops
Mechanics, body shops, and tire centers.
Call (773) 657-3860Roofers
Landlords
Spa owners
HOA managers
General contractors
Daycare owners
Body shop owners
Restaurant owners
Electricians
Property managers
Salon owners
Plumbers
Shop owners
Accountants
Gym owners
Gym owners
Accountants
Shop owners
Plumbers
Salon owners
Property managers
Electricians
Restaurant owners
Body shop owners
Daycare owners
General contractors
HOA managers
Spa owners
Landlords
Roofers
Everything Else
Do you cover a business like mine?
Real estate and landlords
Landlord and rental property
Apartment buildings, mixed-use, and units you lease out.
HOA and condo associations
Condominium and townhome boards.
Property management
Third-party managers for residential and commercial.
Contractors and trades
Contractors
Plumbers, electricians, painters, roofers, HVAC, masonry.
Janitorial and cleaning
Commercial cleaning, maid services, window washing.
Light manufacturing
Food processing, print shops, assembly.
Wholesale and distribution
Warehousing, B2B sales, logistics.
Retail and restaurants
Retail storefronts
Clothing boutiques, florists, gift shops, general retail.
Restaurants and bars
Full service, quick serve, pubs, and cafes.
Salons, spas, and tattoo studios
Hair, nails, massage, medical spas, tattoo.
Gyms and fitness
24-hour gyms, yoga studios, crossfit boxes.
Offices and professional services
Medical and dental
Doctors, dentists, chiropractors, allied health.
Professional services
Lawyers, accountants, consultants, architects.
Tech and IT services
Managed IT, software developers, consultants.
Non-profits
Charities, foundations, community outreach.
Daycare centers
Childcare, preschools, after-school programs.
Auto
Auto repair and body
Mechanics, body shops, tire centers.
Dealerships
New and used vehicle lots.
Livery and rideshare
Black car service, limousine, medical transport.
How It Works
How does getting the business covered actually work?
Four steps. You will know what you are buying before you pay for any of it.
1
Tell us about the business
One call or one form — what you do, where you do it, how many people work there, and what you own or lease.
Request a Quote2
We work out what it should carry
What your work actually exposes you to, and what would survive a bad year. This is the part that happens before the price.
3
We shop it
We submit to several companies at once, and often the numbers come back the same day.
4
We go through the options, then you decide
What each one costs and what each one leaves out, side by side. Sign and pay in full or with a down payment — and if you would rather finance the premium, we will connect you with a finance company.
Call (773) 657-3860Employees
Do you have people on payroll?
Workers' compensation is its own conversation, with its own rules, and it is usually the first thing an owner has to sort out once somebody else is doing the work. It is also the coverage owners most often discover they got wrong only when someone gets hurt.
If you are not certain where your business stands — employees, subcontractors, family members, seasonal help — that is a short call, and it is worth making before you need the answer.
Once You're Covered
What do you need after the policy starts?
You buy once a year. Certificates, changes, and claims happen all year.
Certificates of insurance
A customer, a landlord, or a general contractor wants proof before you can start. Tell us who needs it and where it goes.
Policy changes
A new vehicle, another location, a new hire, a piece of equipment. You call, we handle it.
How to report a claim
Where the number is, what they will ask you for, and what happens next. We go through it with you.
Questions
What business owners ask us.
What the business does, where it operates, how many people work there, and what you own or lease. If you already have a policy, the declarations page — the summary page at the front — tells us most of it in one document. That is usually enough for us to start shopping.
Usually, yes. Companies differ a lot on what they are willing to write, and a business one company declines is ordinary business to another. We would rather look at it and tell you honestly what the market will do than have you assume the answer.
Yes. The business coverage, the vehicles it runs, and your own home and cars can all sit with one office and one phone number — with someone who knows all of it when something changes. That is usually the practical reason owners consolidate, rather than price.
Yes. We speak Polish, Ukrainian, and Russian.
Tell us what the business does.
One call, and you will know what the market will do before you commit.