#risk
We compare risk, not just price.
Most agencies put two premiums beside each other. We put two policies beside each other and tell you where they differ.
Look Us In the Eye
The people who will be handling your policy.
That is the whole standard we hold ourselves to: if we recommend a policy, we should be comfortable sitting across from you after the claim and explaining why.
How long has A2Z been doing this?
2014
We started with trucking.
The agency opened writing commercial trucking — owner-operators and small fleets.
2017
We added business insurance.
Contractors, cleaning companies, commercial and rental property, and homeowner associations.
Today
We write personal insurance too.
It began with insuring the homes and cars of our business clients, and it is now a line of its own.
Our Mission
Help you make an insurance decision you actually understand.
Not by finding you the cheapest policy. By making sure you know what the policy does, what it will not do, and what that would mean for you on the day something goes wrong.
Most people who are underinsured have no idea that they are. That is the part we are trying to fix.
Our Vision
Protect our clients from catastrophic financial loss.
Because the day it matters, it is too late to change it. Most people are not underinsured on purpose — they are underinsured because nobody ever sat down and told them what their policy stops paying for, and where.
So we would rather have the slow conversation first. What you own, what you owe, what you would have to replace out of pocket, and what one bad day would actually cost you. Then we go find the coverage that answers it.
Price matters. It is not the only thing that matters. Saving a few hundred dollars this year is not a good trade for a claim you have to pay yourself.
What we value, and what we run on.
#plainlanguage
We explain it without the jargon.
If you cannot repeat back what your policy does, we have not finished explaining it.
#straightanswers
We will tell you when the cheap option is a bad idea.
Sometimes the honest answer is that the quote in front of you is not enough coverage, and we would rather say so than write it.
#appliedepic
Your policy lives in Applied Epic.
The agency management system the larger agencies run on, so your documents and history are in one place rather than in somebody’s inbox.
#certificial
Certificates issue through Certificial.
It connects to Applied Epic, so a certificate of insurance does not have to wait for someone to be at their desk.
#ai
We use AI on the paperwork, not on the advice.
Reading policy documents and comparing wordings is work a machine is genuinely good at. Deciding what you should carry is not.
The People
Who will you actually be dealing with?
A small office, so it is the same voice each time you call — not a queue and not a new person every renewal.
Helena
Role to confirm
Greg
Role to confirm
Photo to come
Name to come
Role to confirm
Photo to come
Name to come
Role to confirm
Photo to come
Name to come
Role to confirm
Photo to come
Name to come
Role to confirm
Want us to look at what you have now?
Send us the policy you are already paying for and we will read it back to you in plain English — what it covers, what it does not, and whether it is worth what you are paying.